CGI compliant · CNC Opinion n°24 · DGI 2026

There are two ways to handle
Moroccan taxes.
The painful one.And Efatora.

Invoicing, PCGE accounting, FEC, DGI filings — one tool, compliant from day one. Issue your first invoice in 5 minutes.

Next wave of the e-invoicing mandateJanuary 1, 2027
211days
2h
46min

No credit card · Cancel anytime · Data stays exportable

This is what an invoice issued from Efatora looks like.
The matching FEC — auto-generated.

Built on Moroccan law

  • Art. 145 CGIMandatory invoice fields
  • CNC Avis n°24Official FEC format
  • UBL 2.1 · DGI 2026E-invoicing mandate
  • Loi 49-15B2B payment terms
  • Loi 43-20Qualified e-seal
  • PCGE / CGNCMoroccan chart of accounts

Every module cites its source. No fluff — Moroccan tax law, encoded.

Why Efatora

Three pains.
Three tailored fixes.

You probably know these three stress moments. We solved them, one by one, with Moroccan tax law in mind.

Before

Excel + Word that crash. Article 145 CGI mentions forgotten.

With Efatora

Compliant invoice in 8 seconds. Legal mentions auto-injected.

Before

FEC by hand — 4 hours per quarterly filing.

With Efatora

Official CNC Avis n°24 export. Generated in under 30 seconds.

Before

VAT return rushed the night before deadline.

With Efatora

Pre-filled recap. Copy-paste straight to tax.gov.ma.

What's inside

Everything Excel doesn't do.

Six modules in production. Validated by chartered accountants. Compliant with the Moroccan tax code.

Art. 145 CGI · sequential numbering

End-to-end sales cycle

Quote → Purchase order → Delivery note → Invoice, in one click. Sequential numbering, multi-currency MAD/EUR/USD, signed public link for your clients.

Quote → PO → DN → Invoice

PCGE · CGNC décret 30/12/91

PCGE accounting

Every issued invoice automatically feeds the journals. Full Moroccan chart of accounts, validated by chartered accountants.

Auto-posted accounting entry

CNC Avis n°24 (14 June 2023)

FEC export

Compliant with CNC Opinion n°24 (June 2023). Sales + purchases. Downloadable in 30 seconds instead of 4 hours of manual entry.

18 official columns · UTF-8 BOM

Art. 91 & 99 CGI · LF 2026

VAT & returns

VAT auto-exonere for AE. IR / IS calculations for other regimes. Deadlines and reminders built in.

VAT rates · DGI 2026 wave

Bank reconciliation

Import bank CSV statements, automatic match with your issued invoices. The half-day reconciliation takes 10 minutes.

Bank statement ↔ invoice

Loi 43-20 · UBL 2.1 · DGI xHub

DGI compliance

DGI compliance center — guided ADC450 filing, proof archiving, automatic updates by deployment wave.

UBL · XAdES · xHub

FAQ

Frequently asked questions.

Is DGI e-invoicing mandatory in 2026?
Rollout is phased. The reform (CGI Art. 145, LF 2026) applies first to large enterprises starting January 2026, then extends to SMEs during 2026. The schedule for TPEs and self-employed will be set by the upcoming implementing decree. Efatora is designed to adapt automatically to each wave.
What is the FEC?
The Fichier des Écritures Comptables follows the CNC Avis n° 24 standard (June 2023): plain-text format, predefined structure, sequential and irreversible entries. Every bookkeeping-bound taxpayer must be able to produce it during a tax audit. Efatora generates it automatically from your invoices, credit notes, and payments.
Are you eligible for Mowakaba?
Mowakaba funds digitalization projects (including subscriptions to compliant invoicing software). Eligibility mainly depends on revenue: TPE (≤ 10M MAD) or PME (≤ 200M MAD), registered in the RC and tax-compliant. We help you prepare the application.
Is the product available?
Yes — Efatora is live in production. You can create your account and issue your first invoices today. Founder pricing is reserved for the first cohort.
I'm already using another tool — is migration painful?
No. We import your clients, products and invoice history from a CSV export in under an hour. Your numbering resumes where it left off. Step-by-step guide at /migrer-depuis-sage.
I run several companies — does Efatora support multi-tenant?
Yes. The Business plan manages multiple organisations under one account, with accounting, FEC and VAT returns scoped per entity. Accounting firms use this plan for their clients.
What happens if the DGI audits me?
Your FEC is produced on demand in the CNC Avis n°24 format (UTF-8 BOM, sequential, irreversible) — exactly what the DGI expects. Supporting documents are retained for 10 years (legal requirement). Nothing can be edited retroactively once issued.
Can my accountant access my data?
Yes. Invite them as a read-only member from the Team page. They get the FEC, sales journal, supporting documents and VAT returns — without being able to edit your invoices. Perfect for year-end closing.

It's now

Fourteen days.
No card.

If you're already tired of Excel, you'll get it in under 5 minutes.

Create my account

No credit card · Cancel anytime · Data stays exportable

Join the founder cohort

Efatora is live in production. Sign up to lock in founder pricing and the integrated Mowakaba helper.

  • Immediate access — product live in production
  • Founder pricing locked for 12 months
  • Built-in Mowakaba pre-check

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